LEVEL UP!!
BY USING CONSUMER LAWS WE CAN ELIMINATE:
OLD DEBT/ NEW DEBT: Level Up Freedom Solutions offers credit restoration services to help individuals with both old and new debts. Old debts are those that have been delinquent for a longer period and may have already gone to collections or charged off. New debts are those that are more recent and have not yet gone into collections or charged off. Our team of credit experts can help negotiate payment arrangements, settlements, or payment plans with creditors to help clients get out of debt and improve their credit score.
LATE PAYMENTS: Late payments are illegal, pursuant to 15 U.S.C 1681a(2)(a)(1) in the exclusions section, a late payment is a part of your transactions and experiences and it cannot be included on a consumer report. Late payments can significantly impact a person's credit score. Level Up Freedom Solutions can work with clients to dispute any inaccuracies and errors on their credit reports that may be affecting their credit score. Our team will help to remove late payment history from consumer reports.
COLLECTIONS: You do not have to pay collections, pursuant to 15 U.S.C 1692c(C) A consumer can refuse to pay a debt collector. Collection accounts can severely harm a person's credit score. Our team can work with clients to delete collections on their consumer reports related to these type of accounts. We will help clients get out of collections and improve their credit score.
CHARGE OFFS: Charge offs are illegal on a consumer report and uncollectable. According to the IRS Publication 4681 charge off's are debts that has been written off and cannot be collected. Debts that are $599 and up are required to provide the consumer with a 1099c form so the consumer can file it as income on their taxes. Charge offs can have a significant negative impact on credit scores. Level Up Freedom Solutions can help clients dispute any inaccuracies or errors related to charge offs on their credit reports. Our team help clients get out of charge offs and improve their credit score.
BANKRUPTCIES: Bankruptcies are not reported by the courts to consumer reporting agencies and they can be removed. Bankruptcies can have long-lasting effects on a person's credit score. There will be a significant increase in your score once its removed.
INQUIRIES: Credit inquiries occur when a lender or creditor checks a person's credit report. They can easily be removed if it is not connected to an open account. Too many inquiries can negatively impact a person's credit score. Level Up Freedom Solutions can help clients dispute any unauthorized inquiries on their credit reports and provide guidance on how to manage and minimize inquiries in the future.
CAR REPOSSESSIONS: Car loans are a common form of debt that can impact a person's credit score, but if you have a repossession we can get rid of that on your consumer report. Our team can work with clients to dispute any inaccuracies or errors related to car loans and repossessions on their consumer reports. We can help clients negotiate settlements or payment plans to get out of car loan delinquency and improve their credit score.
MORTGAGES: Mortgages are a significant form of debt that can impact a person's credit score. Our team can work with clients to dispute any inaccuracies or errors related to mortgages on their credit reports. We can also help clients negotiate settlements or payment plans to get out of mortgage delinquency and improve their credit score.
MEDICAL COLLECTIONS: According to CHAMPAIGN, lll. (WClA) Any medical bill under $500 must be deleted off a consumer report. Medical Debt Collection Relief Act of 2021 limits certain activities to collect medical debts by health care providers. Medical bills can arise from unpaid medical bills, which can significantly harm a person's credit score. Our team will help get these accounts deleted off your consumer reports.
CHILD SUPPORT: According to congress child support was declared unconstitutional. In the case with Hamburg V. Hamburg case number 193 A. 3d 51 (Conn. App. Ct. 2018) The courts ruled that child support was unconstitutional. Unpaid child support can lead to collections accounts and negatively impact a person's credit score. Our team can get child support accounts deleted and improve their credit score
STUDENT LOANS: Student loans are a significant form of debt that can impact a person's credit score. Our team can work with clients to dispute any inaccuracies or errors related to student loans on their credit reports to improve their credit score
OLD ADDRESSES
AND PERSONAL INFORMATION ETC.: Inaccurate personal information such as old addresses, misspelled names, and incorrect social security numbers can negatively impact a person's credit score. Level Up Freedom Solutions can work with clients to dispute any inaccuracies or errors related to personal information on their credit reports. We can also help clients update and correct their personal information with the credit bureaus to ensure their credit reports are accurate. Overall, Level Up Freedom Solutions provides comprehensive credit restoration services to help clients improve their credit score and financial standing. Our team of credit experts can work with clients to dispute inaccuracies on their credit reports, and provide guidance on how to manage and improve their credit. By working with Level Up Freedom Solutions, clients can achieve greater financial freedom.
LEVEL UP!!
WE ALSO HAVE BUSINESS PACKAGES AND
WE HELP YOU WITH:
STRUCTURING YOUR BUSINESS
ENTITY SET UP
EIN NUMBER SET UP
BUSINESS ADDRESS
BUSINESS PHONE NUMBER
BUSINESS EMAIL
DUNN AND BRADSTREET SET UP
VENDOR ACCOUNTS
BUILD BUSINESS CREDIT
Business Hours
Monday - Wednesday
09:00 am – 05:00pm
Thursday
Appointments only
Friday
09:00 am – 02:00pm
Saturday - Sunday
Closed